Services/Enterprise Solutions/Crypto & Tokenization
Digital Assets

Crypto & Tokenization

EXAGON Crypto & Tokenization delivers institutional infrastructure for launching compliant digital assets — security tokens under ERC-3643, utility and payment tokens, real-world asset fractionalisation, and stablecoin-backed card programs on Visa and Mastercard networks. We architect the full stack: smart contracts, identity registries, KYC/AML gating, custody integrations, card BIN sponsorship, and treasury settlement — so banks, fintechs, and asset managers go from concept to live issuance in weeks, not years.

ERC-3643
Token standard
Visa + MC
Card networks
12–16 wk
Typical go-live
Compliant on-chain assets
Key outcome

Platform Capabilities

Six integrated pillars for institutional digital asset programs.

Token Creation & Issuance

Deploy permissioned and utility tokens on EVM chains with audited smart contract factories, role-based mint/burn controls, and institutional-grade governance.

ERC-3643ERC-20Multi-chainAudited

Real-World Asset Tokenization

Fractionalise real estate, private credit, funds, commodities, and receivables with on-chain cap tables, SPV mapping, and compliant transfer restrictions.

RWASPVFractionalMiFID II

Physical & Virtual Cards

Launch branded card programs — instant virtual issuance and custom physical cards with Apple Pay, Google Pay, and wearable wallet tokenization.

VisaMastercardVirtualPhysical

Stablecoin Payment Rails

Treasury infrastructure for stablecoin reserves with real-time crypto-to-fiat conversion, global merchant settlement, and 24/7 liquidity.

USDCUSDTEURCSettlement

Compliance & Identity

On-chain identity registries, KYC/AML gating, jurisdiction rules, investor accreditation, sanctions screening, and MiCA-ready audit trails.

KYC/AMLONCHAINIDMiCAGDPR

Custody & Wallet Infrastructure

MPC wallets, institutional custody integrations, self-custodial and custodial models, and secure key management for enterprise treasuries.

MPCCustodyHSMMulti-sig

Technology Stack

Layered architecture from smart contracts to merchant settlement.

Application Layer
Investor portalCard program dashboardTreasury consoleAgency white-label
Compliance Layer
Identity registryTransfer rules engineKYC/AML providersSanctions screening
Token Layer
ERC-3643 security tokensERC-20 utility tokensStablecoin reservesSmart contract factories
Payment Layer
Visa / Mastercard BINCard tokenizationCrypto-to-fiat FXMerchant settlement
Infrastructure
EVM nodesOracle feedsIPFS metadataEvent indexing & webhooks

Launch Process

From asset structuring to live issuance and card programs.

01

Asset structuring

Legal SPV, fund docs, and on-chain rights mapping

02

Token deployment

Audited contracts, identity registry, compliance rules

03

Investor onboarding

KYC/AML verification, wallet whitelisting, accreditation

04

Card & payment rails

Virtual/physical cards, stablecoin treasury, settlement

05

Go-live & monitoring

Transfer controls, reporting, secondary market gating

Use Cases

01

Security token issuance (ERC-3643)

Launch regulated security tokens with identity registry, compliance manager, and whitelisted transfers for qualified investors across EU, UK, and offshore jurisdictions.

02

Real estate & fund tokenization

Fractionalise property SPVs, private credit funds, or ELTIF structures with on-chain cap tables, dividend distribution, and investor portal integration.

03

Stablecoin-backed card programs

Issue branded physical and virtual cards funded by stablecoin reserves — instant crypto-to-fiat at 150M+ merchant locations via Visa/Mastercard.

04

Utility & loyalty token creation

Deploy ERC-20 utility tokens for membership rewards, platform credits, or cross-border remittance with programmable burn/mint rules.

05

Agency & fintech white-label

White-label tokenization and card issuance infrastructure for agencies and neobanks reselling digital asset products to end clients.

Compliance & Standards

ERC-3643
Permissioned security token standard
MiCA Ready
EU Markets in Crypto-Assets alignment
PCI DSS
Card data security for issuance
GDPR
EU data protection framework
SOC 2
Enterprise security controls
AML/KYC
Investor verification & screening

What We Deliver

Token smart contracts & audited deployment package
Identity registry & compliance rule engine
Investor onboarding portal with KYC/AML integration
Card issuance API (virtual + physical) with wallet tokenization
Treasury & settlement dashboard
Regulatory documentation & technical due diligence pack
Example engagement

European real estate tokenization platform

A regulated investment firm needed to fractionalise a €45M commercial property portfolio for qualified EU investors under MiFID II constraints, with secondary transfer restrictions and quarterly dividend distribution.

Result: EXAGON deployed ERC-3643 tokens with ONCHAINID verification, investor portal, and compliant transfer rules — raising €12M from 340 qualified investors in 8 weeks with full audit trail.

Launch your token or card program

Speak with our digital assets team about scope, regulatory path, and timeline.

Book a Consultation